Your payment performance is reported to TransUnion®, Equifax®, Experian®.
Protect the credit you’re building from identity theft and data breaches.
Earn up to $1,225 in rewards. Get 1% back for loans and up to $75 for credit cards. FAQs.
Better credit makes owning a car and home possible, with higher odds for approval.
Lower your monthly payments with better rates when you have a higher credit score.
Payment performance is reported to TransUnion®, Equifax®, Experian®.
Stay safe from data breaches with continuous identity monitoring.
Payment performance is reported to TransUnion®, Equifax®, Experian®.
Available to eligible customers with 4 on-time payments. FAQs.
Credit building works by adding positive payment history to your credit profile over time.
When you enroll in our program, a credit-builder account is created in your name. Your monthly payments are then reported to the major credit bureaus — Experian, TransUnion, and Equifax.
Because payment history is one of the most important factors in your credit score, making on-time payments can help strengthen your credit profile.
Over time, this may improve your ability to qualify for things like credit cards, loans, housing, and other financial opportunities.
We report your payment activity on a regular basis, so as long as your payments are made on time, this helps build positive credit history across your entire credit profile.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
By signing up to Multi credite proplus, you can build your credit easily with small monthly payments. Here is how it works: 1) Build Installment Credit: pay $18/month over 24 months. 2) Grow Your Worth: get 24 months and personal growth tools. 3) Earn Cash Rewards: up to $1,225 & 1% back on eligible loan offers. What you are doing is purchasing Multi credite proplus tools and services on credit, with the Installment Credit Account. Payment history is the single biggest factor that contributes to your credit score. With the Installment Credit Account your monthly payments are reported to the credit bureaus. This means with Multi credite proplus, you can be on your way to building a stronger credit profile.
TransUnion®, Equifax®, Experian® – on a monthly basis. This means your account and payment performance will appear on your credit report and may impact your credit scores.
You may see updates within 30–60 days after reporting begins, but results vary based on your credit profile and payment history.
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
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